The housing market has many people concerned right now and one of the most popular questions is whether or not this is a good time to buy a home. Unfortunately, there is no clear cut answer to this question, and each individual’s financial state will determine the answer. However, there are a few guidelines you can follow. First Time Buyers Right now, many experts are recommending that if you have great credit this is a good time to get a house, thanks in a large part to falling values a